.login-post-notice{display:none}.login-post-notice>p{font-size:133.33333%;padding-bottom:10px}.login-post-notice>p:last-of-type{font-size:100%;padding-bottom:15px}.login-post-notice .acts{text-align:right}.login-post-notice .acts:after{clear:both;display:block;content:""}.login-post-notice .acts .btn{text-decoration:none;width:100px;text-align:center}.login-post-notice .acts .btn+.btn{margin-left:10px}.login-post-notice{display:block}.comments .comment.replying .replyform .login-post-notice{margin-left:-24px;margin-right:-35px}body{background-color:#f0f0f0}#content{margin:auto;max-width:1003px;padding:0px;background:#fff url(//d2e70e9yced57e.cloudfront.net/wallethub/images/wh2015/edu/content-divider_Vf8dd0f6_.gif) repeat-y 740px 0;border-right:1px solid #d0d0d0}#viewport>.submenu{position:relative;top:55px;height:29px;line-height:29px;font-size:14px;background-color:#f0f0f0;border-bottom:1px solid #787878}#viewport>.submenu nav{padding-left:20px;max-width:983px;margin:auto}#viewport>.submenu a:link,#viewport>.submenu a:visited{cursor:pointer}#viewport>.submenu a:not(:first-of-type):not(.ad){margin-left:25px}#viewport>.submenu a.ad{float:right}@media all and (max-width: 414px){#viewport>.submenu a.ad{margin-right:20px}}@media all and (max-width: 375px){#viewport>.submenu a:nth-of-type(2){display:none}}.articles,.sidebar{float:left}.article .embed-src{display:none}.articles{margin-right:12px;width:740px}.articles>p:last-child{padding:16px 20px 17px;font-size:93.33333%;line-height:1.42857;color:#969696;border:1px solid #d0d0d0;border-width:1px 0 1px 1px}.articles>nav+p:last-child{border-top-width:0}.articles>article{padding:16px 20px 17px;background-color:#fff;border:1px solid #d0d0d0;border-width:1px 0 0 1px}.articles>article h1{margin:0 0 5px;font-family:"ProximaNova-Light",Helvetica,Arial,sans-serif;font-size:240%;line-height:1.16667}.articles>article h1 a{color:inherit;-moz-transition:color .2s;-o-transition:color .2s;-webkit-transition:color .2s;transition:color .2s}.articles>article h1 a:hover,.articles>article h1 a:focus{color:#279FD8;text-decoration:none}.articles>article h2{margin:28px auto 0;font-size:160%;line-height:1}.articles>article h3{margin:20px auto 0;font-size:106.66667%}.articles>article .alignleft{float:left;margin:2px 15px 15px 0}.articles>article p{margin:1em 0}.articles>article p,.articles>article ul,.articles>article ol{font-size:106.66667%;line-height:1.375}.articles>article li p,.articles>article ul ul,.articles>article td p{font-size:100%}.articles>article p.more{margin:0;padding:25px 0 0 0;line-height:1;font-size:100%;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal;text-align:right}.articles>article p.more a:after{margin-left:5px;display:inline-block;vertical-align:-2px;width:8px;height:14px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/answers/pagination-right_V73035b5_.gif) no-repeat 0 0;content:""}.articles>article .embed{overflow:hidden;line-height:26px}.articles>article img.cca-qmark{vertical-align:-4px;cursor:pointer}.articles>article h4.cca-allsections{margin:12px 0;font-size:20px}.articles>article h4.cca-allsections img.cca-qmark{vertical-align:-2px;margin-right:5px}.articles>article h4.cca-allsections a{color:#c60;text-decoration:none}.articles>article h4.cca-allsections a:hover,.articles>article h4.cca-allsections a:focus{text-decoration:underline}.articles>article table.cca-tbl{margin-top:12px;width:100%;border-collapse:collapse;border:1px solid #000}.articles>article table.cca-tbl tr.title td{padding:10px;font-size:14px;font-weight:bold;color:#039;background:#ccc;border:1px solid #000}.articles>article table.cca-tbl tr.content td{padding:10px;border-bottom:1px solid #000}.articles>article #cca-tooltips{display:none}.articles>article .product-review-disclosure{color:#7f949c;font-family:"ProximaNova-RegularIt",Helvetica,Arial,sans-serif}aside.disclaimer{padding:50px 20px 0;border-left:1px solid #d0d0d0;line-height:20px;font-size:14px;color:#969696}aside.disclaimer p{padding-bottom:1em;transition:background .3s}aside.disclaimer p span{text-decoration:underline;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif}aside.disclaimer p.yellow{background:#ffff9d}aside.disclaimer p#ad-disc{position:absolute;height:65px;margin-top:-65px}.articles>.comments{border-left:1px solid #d0d0d0}article:first-child{padding-top:16px;border-top-width:0}article:last-child{border-bottom:1px solid #d0d0d0}.table-of-contents{display:table;border-style:hidden;width:700px;min-width:280px}.table-of-contents .left,.table-of-contents .right{display:table-cell;width:50%}.table-of-contents .left{padding-right:10px}.table-of-contents .right{padding-left:10px}.table-of-contents a{position:relative;display:table;border-style:hidden;width:100%;height:43px}.table-of-contents a:nth-child(n+2){margin-top:10px}.table-of-contents a>span{display:block}.table-of-contents a>span:first-of-type{display:table-cell;width:45px;background-color:#279FD8;font-size:200%;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal;color:#fff;text-align:center;vertical-align:middle;-moz-transition:background-color .2s;-o-transition:background-color .2s;-webkit-transition:background-color .2s;transition:background-color .2s;border-width:1px 0 1px 1px;border-style:solid;border-color:#9b9b9b;-moz-border-radius-topleft:4px;-webkit-border-top-left-radius:4px;border-top-left-radius:4px;-moz-border-radius-bottomleft:4px;-webkit-border-bottom-left-radius:4px;border-bottom-left-radius:4px}.table-of-contents a>span:last-of-type{padding:0 10px;display:table-cell;vertical-align:middle;color:#373737;font-size:106.66667%;line-height:1.25;-moz-transition:color .2s;-o-transition:color .2s;-webkit-transition:color .2s;transition:color .2s;border-width:1px 1px 1px 0;border-style:solid;border-color:#9b9b9b;-moz-border-radius-topright:4px;-webkit-border-top-right-radius:4px;border-top-right-radius:4px;-moz-border-radius-bottomright:4px;-webkit-border-bottom-right-radius:4px;border-bottom-right-radius:4px}.table-of-contents a:hover,.table-of-contents a:focus{text-decoration:none}.table-of-contents a:hover>span:first-of-type,.table-of-contents a:focus>span:first-of-type{background-color:#228ebf}.table-of-contents a:hover>span:last-of-type,.table-of-contents a:focus>span:last-of-type{color:#279FD8}.article-social-buttons{margin:auto;height:80px}.article-social-buttons .button{float:left}.article-social-buttons .button-twitter{width:69px}.article-social-buttons .button-facebook{width:62px}.article-social-buttons .button-google{width:60px}.article-social-buttons .button-reddit{width:61px}.article-social-buttons .button-pinterest{position:relative;top:30px;width:52px}.article-social-buttons .button-linkedin{width:60px;height:62px}.editors-rating{display:inline-block}.editors-rating .rating{margin:0 8px;vertical-align:0}.geochart-container{margin:0;width:556px;height:347px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/wh-gcharts-logo_V029928d_.png) no-repeat 465px 319px}.geochart-container .google-charts-geochart{width:556px;height:347px}.geochart-container path{stroke:#555}.piechart-container{padding:40px 0;height:210px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/wh-gcharts-logo_V029928d_.png) no-repeat 405px 275px}.piechart-container .google-charts-piechart{position:relative;left:-75px}.columnchart-container{height:389px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/wh-gcharts-logo_V029928d_.png) no-repeat 606px 336px}.linechart-container{height:389px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/wh-gcharts-logo_V029928d_.png) no-repeat 606px 336px}.columnchart-container .google-charts-columnchart,.columnchart-container .google-charts-linechart,.linechart-container .google-charts-columnchart,.linechart-container .google-charts-linechart{position:relative}.columnchart-container .left-border,.linechart-container .left-border{position:absolute;left:70px;top:10px;width:10px;height:240px;border-left:1px solid #333}.bubblechart-container,.google-charts-bubblechart{width:699px;height:415px}.chart-container p.title{margin:0;padding:20px 0 2px;font-size:93.33333%;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal;text-align:center}.cardhub-edu-table-div{overflow-x:auto}.cardhub-edu-table{max-width:699px;width:650px;margin:0;border-collapse:collapse;overflow-x:scroll;-moz-box-sizing:border-box;-webkit-box-sizing:border-box;box-sizing:border-box}.cardhub-edu-table th{padding:4px 13px 8px;font-size:106.66667%;line-height:1.375;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal;background:#e5e5e5;border:1px solid #ccc}.cardhub-edu-table th p{margin:0;font-size:100%}.cardhub-edu-table td{padding:5px 5px 3px;font-size:106.66667%;line-height:1.375;border:1px solid #ccc}.cardhub-edu-table th,.cardhub-edu-table td{vertical-align:middle}#viewport .cardhub-edu-table,#viewport .cardhub-edu-table *{-webkit-backface-visibility:visible}.cardhub-edu-table.sortable .header{cursor:pointer}.cardhub-edu-table.sortable .header b:after{margin-left:5px;content:'';display:inline-block;width:11px;height:10px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/sortable-knobs_V87bf29f_.gif) no-repeat 0 0}.cardhub-edu-table.sortable .headerSortUp,.cardhub-edu-table.sortable .headerSortDown{background-color:#ccc}.cardhub-edu-table.sortable .headerSortDown b:after{background-position:0 -10px}.cardhub-edu-table.sortable .headerSortUp b:after{background-position:0 -20px}.center-aligned td{text-align:center}.left-aligned th,.left-aligned td{text-align:left}@media (max-width: 1003px){.chart-container{width:100% !important;padding-bottom:10px;overflow-x:scroll;-webkit-overflow-scrolling:touch}.cardhub-edu-table-div{padding-bottom:10px}}.mentioned-authors{padding:0 20px;border-left:1px solid #d0d0d0}.mentioned-authors:before{display:block;height:0;border-top:1px solid #d0d0d0;content:""}.mentioned-authors h2{padding-top:18px;color:#060;font-size:106.66667%}.mentioned-authors .actions{float:right;padding:1px 0 0;max-width:0;max-height:0;overflow:hidden;filter:progid:DXImageTransform.Microsoft.Alpha(Opacity=0);opacity:0;-moz-transition:opacity .2s;-o-transition:opacity .2s;-webkit-transition:opacity .2s;transition:opacity .2s}.mentioned-authors .actions.loading{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/ajaxload/review-vote_V8ad34b9_.gif) no-repeat center}.mentioned-authors .actions.loading *{visibility:hidden}.mentioned-authors .actions .btn.blue{text-decoration:none}.mentioned-authors .actions .btn.blue:hover,.mentioned-authors .actions .btn.blue:focus{background-color:#2491c5}.mentioned-authors .actions .following{font-size:93.33333%;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal}.mentioned-authors .actions .following img{margin-right:3px;vertical-align:-4px}.mentioned-authors .actions a.reviews{vertical-align:top;font-size:91.7%;font-style:oblique;color:#369}.mentioned-authors .actions a.review{display:block;margin:7px 0 0 3px;width:122px;height:22px;overflow:hidden}.mentioned-authors .actions a.review:hover img,.mentioned-authors .actions a.review:focus img{position:relative;top:-22px}.mentioned-authors .author{clear:left;padding:17px 0 21px}.mentioned-authors .author .avatar,.mentioned-authors .author .info{float:left}.mentioned-authors .author .avatar{padding:4px 0 0;width:100px}.mentioned-authors .author .info{padding-top:2px;width:370px}.mentioned-authors .author .info a{font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal}.mentioned-authors .author .info img{margin-left:10px;vertical-align:middle}.mentioned-authors .author .info em{font-size:93.33333%;line-height:1.28571;color:#969696}.mentioned-authors .author .info span{display:block;padding-top:5px;font-size:80%;color:#060}.mentioned-authors .author:after{display:table;clear:both;content:""}.mentioned-authors .author ~ .author{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/article-titleborder_V28d138e_.gif) repeat-x top}.mentioned-authors.sa{clear:both}.mentioned-authors.sa .actions{max-width:none;max-height:none;overflow:visible;filter:progid:DXImageTransform.Microsoft.Alpha(enabled=false);opacity:1}.pagination{font-size:93.33333%;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal;border:1px solid #d0d0d0;border-width:1px 0 0 1px}.pagination div{padding:7px 0 8px;display:table;width:100%}.pagination div *{vertical-align:middle}.pagination a{display:table-cell;width:50%;-moz-box-sizing:border-box;-webkit-box-sizing:border-box;box-sizing:border-box;visibility:hidden}.pagination a:first-child{padding-left:28px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/pagination-left_V624ed4c_.gif) no-repeat 10px center}.pagination a:last-child{padding-right:28px;text-align:right;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/pagination-right_V73035b5_.gif) no-repeat right 10px center}.pagination.old a:first-child,.pagination.new a:last-child{visibility:visible}.experts-arrows{display:none;position:relative}.experts-arrows a.arrowleft,.experts-arrows a.arrowright{position:absolute;top:250px;left:-15px;display:block;width:17px;height:34px;text-indent:-9999px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/experts-left-arrow_Vaac9835_.png) no-repeat 0 0;overflow:hidden}.experts-arrows a.arrowright{position:absolute;left:auto;right:-15px;background-image:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/experts-right-arrow_V6bb0565_.png)}.experts-viewport-top{padding:25px 0 0;border-top:1px solid #ccc}.experts-viewport-bottom{clear:left;border-bottom:1px solid #ccc}.experts-viewport{position:relative;margin-left:25px;width:650px}.experts-viewport .experts-viewport-slider{position:relative;width:650px;transition-property:transform;transition-duration:0.3s;transition-timing-function:ease-out;-webkit-transition-property:transform;-webkit-transition-duration:0.3s;-webkit-transition-timing-function:ease-out;transform:translateZ(0);-webkit-transform:translateZ(0)}.experts-viewport .experts-content{clear:left;width:650px}.experts-viewport .experts-content.experts-content-home ul{margin:0;padding:5px 0 0;list-style-type:none}.experts-viewport .experts-content.experts-content-home ul li{float:left;display:block;width:33%;padding:0 25px 18px 0;-moz-box-sizing:border-box;-webkit-box-sizing:border-box;box-sizing:border-box}.experts-viewport .experts-content.experts-content-home ul li img{margin-bottom:18px}.experts-viewport .experts-content.experts-content-home ul li img,.experts-viewport .experts-content.experts-content-home ul li strong,.experts-viewport .experts-content.experts-content-home ul li span,.experts-viewport .experts-content.experts-content-home ul li em{display:block}.experts-viewport .experts-content.experts-content-home ul li .caption{display:block;font-size:86.66667%;line-height:1.30769}.experts-viewport .experts-content.experts-content-home ul li:nth-child(3n+1){clear:left}.experts-viewport .experts-content.experts-content-home:after{display:table;clear:both;content:""}.experts-viewport .experts-content.experts-content-expert{padding:15px 0 30px;width:100%;border-top:1px solid #ccc}.experts-viewport .experts-content.experts-content-expert>.btn{float:right;position:relative}.experts-viewport .experts-content.experts-content-expert .avatar{float:left;margin:2px 20px 10px 0}.experts-viewport .experts-content.experts-content-expert .info{padding:12px 0 25px}.experts-viewport .experts-content.experts-content-expert .info h3{margin:0;padding:0;font-size:120%}.experts-viewport .experts-content.experts-content-expert .info .caption{padding:8px 0 0;font-style:oblique}.experts-viewport .experts-content.experts-content-expert .description{font-size:106.66667%;line-height:1.375}.experts-viewport .experts-content.experts-content-expert .description ul,.experts-viewport .experts-content.experts-content-expert .description ol{font-size:100%}.experts-viewport .experts-content.expert-current{padding-top:0;border-top:none}.experts-viewport .experts-content.expert-next,.experts-viewport .experts-content.expert-prev{position:absolute;top:0;padding-top:0;border-top:none}.experts-viewport .experts-content.expert-next{left:100%}.experts-viewport .experts-content.expert-prev{left:-100%}.experts-viewport .experts-content.expert-current{left:0;top:0}.experts-dots{display:none;padding:8px 0 0 0;height:36px}.experts-dots div{float:left;margin-left:15px;width:15px;height:15px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/calculators/experts-mobile-dots_V7c00079_.png) no-repeat 0 0}.experts-dots div:first-of-type{margin-left:0}.experts-dots div.selected{background-position:-15px 0}@media (max-width: 1003px){.experts-viewport{width:auto}.experts-viewport .experts-viewport-slider,.experts-viewport .experts-content{width:100%}}@media (max-width: 480px){.experts-viewport{margin-left:10px}.experts-viewport .experts-content.experts-content-expert>.btn{float:none;position:relative;left:50%;-moz-transform:translateX(-50%);-ms-transform:translateX(-50%);-webkit-transform:translateX(-50%);transform:translateX(-50%)}.experts-viewport .experts-content.experts-content-expert h3,.experts-viewport .experts-content.experts-content-expert .caption,.experts-viewport .experts-content.experts-content-expert .avatar{text-align:center}.experts-viewport .experts-content.experts-content-expert .avatar{float:none;margin-right:0}}@media (max-width: 479px){.experts-viewport .experts-content.experts-content-home ul li{width:50%}.experts-viewport .experts-content.experts-content-home ul li:nth-child(3n+1){clear:none}.experts-viewport .experts-content.experts-content-home ul li:nth-child(2n+1){clear:left}}.voting .item{border-bottom:1px solid #ccc;padding:12px 0px}.voting .item:first-of-type{border-top:1px solid #ccc}.voting .image{display:inline-block;vertical-align:middle}.voting .text{display:inline-block;vertical-align:top}.voting .text h4{margin:0;padding:0}.voting .text .main-text{display:inline;font-size:100%;line-height:1.33333}.voting .text p{margin:0px;padding:0px;font-size:100%;line-height:1.33333}.voting .text .hidden,.voting .text .lesslink{display:none}.voting .text .toggletext{cursor:pointer}.voting .text.more .morelink,.voting .text.more .ellipsis{display:none}.voting .text.more .hidden,.voting .text.more .lesslink{display:inline}.voting .bottom{margin-top:20px}.voting .voting-result{float:right}.voting .voting-result span{font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal}.voting.started .image{width:170px}.voting.started .text{width:525px}.voting.started .text h4{margin-bottom:20px;font-size:133.33333%;line-height:.95}.voting.started .text h4 a{font-size:133.33333%;line-height:.95;color:#373737;text-decoration:none;-moz-transition:color .2s;-o-transition:color .2s;-webkit-transition:color .2s;transition:color .2s}.voting.started .text h4 a:hover{color:#279FD8}.voting.started .bottom .button-blue{float:right}.voting.started .bottom .button-blue .btn.blue{text-decoration:none}.voting.started .bottom .button-blue .btn.blue:hover{background-color:#2491c5}.voting.started .bottom .loading{float:right;display:none;width:16px;height:31px;line-height:2.06667;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/ajaxload/review-vote_V8ad34b9_.gif) no-repeat 0 0px}.voting.finish .item .image{width:160px}.voting.finish .item .text{width:530px}.voting.finish .item .text h4{margin-bottom:25px;font-size:113.33333%;line-height:1.11765}.voting.finish .item .text h4 a{display:inline-block;line-height:1.13333;line-height:1.11765}.voting.finish .item .text p{margin:0px 0px 14px;padding:0px}.embedholder{position:relative;height:30px}.embedholder a{float:right;margin:15px 0 0 0;font-size:93.33333%;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal;text-transform:uppercase}.embedholder .embedcode{display:none;position:absolute;top:50px;z-index:10000;padding:25px 0 0 25px;width:675px;height:107px;background:#fff;-moz-box-shadow:3px 3px 5px 6px rgba(0,0,0,0.1);-webkit-box-shadow:3px 3px 5px 6px rgba(0,0,0,0.1);box-shadow:3px 3px 5px 6px rgba(0,0,0,0.1)}.embedholder .embedcode textarea{margin:0;padding:0;width:650px;height:80px;outline:none;font-family:monospace;font-size:14px;font-family:monospace;border:1px solid #ccc}#smt_floater{position:fixed;left:50%;top:75px;margin-left:-590px}#smt_floater #verticalToolbar{display:block;margin:0;width:78px}#smt_floater #verticalToolbar li{display:block;margin-bottom:10px;padding:0;width:80px}#smt_floater #verticalToolbar li.totalshares{margin-bottom:10px;padding:0;text-align:center}#smt_floater #verticalToolbar li.totalshares .totalSharesCount{font-family:"ProximaNova-Light",Helvetica,Arial,sans-serif;font-size:193.33333%;line-height:.86207;color:#373737}#smt_floater #verticalToolbar li.totalshares .totalSharesCount.reducedSize{font-size:200%;line-height:1.16667}#smt_floater #verticalToolbar li.totalshares .totalSharesHead{font-family:"ProximaNova-SemiBold",Helvetica,Arial,sans-serif;font-size:73.33333%;line-height:1.45455;color:#adbabf;margin-top:8px}#smt_floater #verticalToolbar li .counter{display:block;width:78px;height:43px;font-size:120%;line-height:2;text-align:center;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/share-tools-sprite-2_V9221797_.png) no-repeat -2px -50px transparent;color:#666;overflow:hidden}#smt_floater #verticalToolbar li a{display:block;width:75px;height:37px;overflow:hidden}#smt_floater #verticalToolbar li.facebook a{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/fb-share_V7f188a0_.png) no-repeat transparent 0px -37px}#smt_floater #verticalToolbar li.facebook a:hover{background-position:0px 0px}#smt_floater #verticalToolbar li.twitter a{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/tw-share_V7ae3db7_.png) no-repeat transparent 0px -37px}#smt_floater #verticalToolbar li.twitter a:hover{background-position:0px 0px}#smt_floater #verticalToolbar li.linkedin a{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/lin-share_Vde41ce7_.png) no-repeat transparent 0px -37px}#smt_floater #verticalToolbar li.linkedin a:hover{background-position:0px 0px}#smt_floater #verticalToolbar li.stumbleupon a{background-position:-316px -50px}#smt_floater #verticalToolbar li.stumbleupon a:hover{background-position:-316px -74px}#smt_floater #verticalToolbar li.social-email a{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/eml-share_V96b25a1_.png) no-repeat transparent 0px -37px}#smt_floater #verticalToolbar li.social-email a:hover{background-position:0px 0px}.nocounts #verticalToolbar li{height:auto}#smt_secondary{margin-bottom:11px;width:100%}#storycontent.post #smt_secondary{margin:5px 0 15px}.sidebar{width:251px;background-color:#fff}.page-menu-section{padding:21px 0 7px 25px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/menu-divider_Vd3e4c7d_.gif) repeat-x top}.page-menu-section:first-child{padding-top:17px;background:none}.page-menu-section ul{margin:0;padding:3px 12px 0 0;list-style-type:none}.page-menu-section ul li:first-child a{border-top:none}.page-menu-section a{display:block;padding:11px 0 10px;border-top:1px solid #e6e6e6}.page-menu-section .section-title{font-size:93.33333%;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal}.section-relcat a{font-size:93.33333%;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal}.section-connect{height:68px}.section-connect .section-title{font-size:80%;color:#969696}.section-connect ul{padding:6px 0 0}.section-connect ul li{float:left;margin-left:6px}.section-connect ul li:first-child{margin:0}.section-connect a{display:inline;border:none}.section-subscribe{padding-bottom:25px}.section-subscribe .em{padding:12px 0 12px;font-size:93.33333%}.section-subscribe .email .t{margin:0;padding:2px;width:186px;height:21px;line-height:normal;font-size:93.33333%;border:1px solid #ccc}.section-subscribe .btn{margin:7px 0 0}.section-submit{padding-bottom:22px}.section-submit span{display:block;padding:12px 0 11px;font-size:93.33333%}.section-submit a{display:inline;padding:0;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal;border:none}.section-contact{padding-right:20px;font-size:93.33333%}.section-contact a{display:inline;padding:0;border:none}.spacer{clear:both;position:relative;margin-right:-1px;height:10px;background-color:#f0f0f0}.spacer:before,.spacer:after{position:absolute;top:-1px;display:block;border-top:1px solid #d0d0d0;content:""}.spacer:before{left:0;width:740px}.spacer:after{right:0;width:252px}.edu-stats article h2{margin:20px 0;font-size:120%;background-color:#d9d9d9}.edu-stats article ul{margin-left:2em;list-style-type:square}.edu-single .articles>p:last-child{border-top-width:0;padding-top:50px}.edu-single .articles>article{position:relative}.edu-single .articles>article .social-buttons{position:absolute;right:30px;margin-top:-30px}.edu-single .articles>article .social-buttons>div{display:inline-block;vertical-align:middle}.edu-single .articles>article .social-buttons>div a{width:40px;height:25px;display:inline-block}.edu-single .articles>article .social-buttons>div.facebook a{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/fb-share-top_Ve6aaf4f_.png) no-repeat transparent 0px -25px}.edu-single .articles>article .social-buttons>div.facebook a:hover{background-position:0px 0px}.edu-single .articles>article .social-buttons>div.twitter a{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/tw-share-top_Vaec9852_.png) no-repeat transparent 0px -25px}.edu-single .articles>article .social-buttons>div.twitter a:hover{background-position:0px 0px}.edu-single .articles>article .social-buttons>div.linkedin a{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/lin-share-top_V36770a6_.png) no-repeat transparent 0px -25px}.edu-single .articles>article .social-buttons>div.linkedin a:hover{background-position:0px 0px}.edu-single .articles>article .social-buttons>div.social-email a{background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/eml-share-top_Vd16b2f8_.png) no-repeat transparent 0px -25px}.edu-single .articles>article .social-buttons>div.social-email a:hover{background-position:0px 0px}.edu-single .articles>article .social-buttons .twitter,.edu-single .articles>article .social-buttons .facebook,.edu-single .articles>article .social-buttons .linkedin,.edu-single .articles>article .social-buttons .social-email{margin-left:4px}.edu-single .articles>article .social-buttons div.totalshares{font-family:"ProximaNova-SemiBold",Helvetica,Arial,sans-serif;font-size:93.33333%;line-height:1.28571;color:#adbabf}.edu-single .articles>article .social-buttons div.totalshares .totalSharesCount{display:inline-block}.edu-single .articles>article .social-buttons div.totalshares .totalSharesHead{display:inline-block}.edu-single .articles>article .author{margin:0;padding:2px 0 0;height:23px;font-size:86.66667%;line-height:1;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;font-weight:normal;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/blog/article-titleborder_V28d138e_.gif) repeat-x bottom}.edu-single .pagination{padding:0 20px;border-top-width:0}.edu-single .pagination:before{display:block;border-top:1px solid #d0d0d0;content:""}.edu-single .pagination a:first-child{padding-left:18px;background-position:0 center}.edu-single .pagination a:last-child{padding-right:18px;background-position:right 0 center}#viewport>header{transition:opacity 0.3s ease-in 0.1s,z-index 0.3s ease-in 0.1s;-webkit-transition:opacity 0.3s ease-in 0.1s,z-index 0.3s ease-in 0.1s;-ms-transition:opacity 0.3s ease-in 0.1s,z-index 0.3s ease-in 0.1s;z-index:100;opacity:1}#viewport>header.hide{opacity:0;z-index:-1}.social_buttons_footer{display:block;position:fixed;left:0px;right:0px;top:0px;transition:opacity 0.3s ease-in 0.1s,z-index 0.3s ease-in 0.1s;-webkit-transition:opacity 0.3s ease-in 0.1s,z-index 0.3s ease-in 0.1s;-ms-transition:opacity 0.3s ease-in 0.1s,z-index 0.3s ease-in 0.1s;z-index:-1;opacity:0}.social_buttons_footer.show{opacity:1;z-index:100}.social_buttons_footer:after{display:block;content:"";clear:both}.social_buttons_footer .el{float:left;width:20%;height:60px}.social_buttons_footer .el.sh{text-align:center;background:#373737;font-size:220%;font-family:"ProximaNova-Bold",Helvetica,Arial,sans-serif;color:#fff;box-sizing:border-box;padding-top:5px}.social_buttons_footer .el.sh:after{display:block;content:attr(data-after);font-family:"ProximaNova-Regular",Helvetica,Arial,sans-serif;font-size:39.39394%}.social_buttons_footer .el.icon{color:transparent;text-indent:300%;position:relative;cursor:pointer}.social_buttons_footer .el.icon:before{content:"";display:block;position:absolute;left:50%;top:50%;overflow:hidden}.social_buttons_footer .el.icon.fb{background:#3B5998}.social_buttons_footer .el.icon.fb:before{background-image:url("//d2e70e9yced57e.cloudfront.net/wallethub/images/wh2015/fb_white_V28d5079_.svg.gz");background-size:100% 100%;filter:progid:DXImageTransform.Microsoft.AlphaImageLoader(src="//d2e70e9yced57e.cloudfront.net/wallethub/images/wh2015/fb_white_Vb1ff865_.png", sizingMethod="scale");width:15px;height:30px;margin-left:-7.5px;margin-top:-15px}.social_buttons_footer .el.icon.email{background:#63CA84}.social_buttons_footer .el.icon.email:before{background-image:url("//d2e70e9yced57e.cloudfront.net/wallethub/images/wh2015/email_white_V85b577a_.svg.gz");background-size:100% 100%;filter:progid:DXImageTransform.Microsoft.AlphaImageLoader(src="//d2e70e9yced57e.cloudfront.net/wallethub/images/wh2015/email_white_V432aa68_.png", sizingMethod="scale");width:32px;height:24px;margin-left:-16px;margin-top:-12px}.social_buttons_footer .el.icon.in{background:#0077B5}.social_buttons_footer .el.icon.in:before{background-image:url("//d2e70e9yced57e.cloudfront.net/wallethub/images/wh2015/in_white_V8563b41_.svg.gz");background-size:100% 100%;filter:progid:DXImageTransform.Microsoft.AlphaImageLoader(src="//d2e70e9yced57e.cloudfront.net/wallethub/images/wh2015/in_white_V9b4a710_.png", sizingMethod="scale");width:32px;height:31px;margin-left:-16px;margin-top:-15.5px}.social_buttons_footer .el.icon.tw{background:#5EA9DD}.social_buttons_footer .el.icon.tw:before{background-image:url("//d2e70e9yced57e.cloudfront.net/wallethub/images/wh2015/tw_white_Va0f1e79_.svg.gz");background-size:100% 100%;filter:progid:DXImageTransform.Microsoft.AlphaImageLoader(src="//d2e70e9yced57e.cloudfront.net/wallethub/images/wh2015/tw_white_V7b8cebb_.png", sizingMethod="scale");width:32px;height:26px;margin-left:-16px;margin-top:-13px}@media (max-width: 1003px){#smt_floater{display:none}#content{background:#fff}.articles{float:none;margin-right:0;width:auto}.articles>article img{max-width:100%;height:auto}.sidebar{display:none}.spacer:before{width:100%}.spacer:after{display:none}}@media (max-width: 750px){.edu-single .articles>article .social-buttons{position:absolute;left:15px;margin-top:-35px}.edu-single .articles>article .author{clear:left;padding-top:0;height:61px}}@media (max-width: 739px){.table-of-contents{display:block;max-width:340px;width:100%}.table-of-contents .left,.table-of-contents .right{display:block;padding:0;width:100%}.table-of-contents .right{padding-top:10px}}@media all and (min-width: 540px){#viewport>header.hide{z-index:100 !important;opacity:1 !important;filter:alpha(opacity=1)}.social_buttons_footer{z-index:-1 !important;opacity:0 !important;filter:alpha(opacity=0)}}@media (max-width: 415px){.social_buttons_footer .el{height:35px}.social_buttons_footer .el.icon.email:before{width:19px;height:14px;margin-left:-9.5px;margin-top:-7px}.social_buttons_footer .el.icon.in:before{width:19px;height:18px;margin-left:-9.5px;margin-top:-9px}.social_buttons_footer .el.icon.tw:before{width:19px;height:15px;margin-left:-9.5px;margin-top:-7.5px}.social_buttons_footer .el.icon.fb:before{width:9px;height:18px;margin-left:-4.5px;margin-top:-9px}.social_buttons_footer .el.sh{font-size:133.33333%;padding-top:3px}.social_buttons_footer .el.sh:after{font-size:40%}}@media (max-width: 320px){.table-of-contents a>span:last-of-type{font-size:86.66667%}}.sect-community-discussion{padding:0 20px 20px}.sect-community-discussion .header{padding:23px 0 15px !important;margin-bottom:0px !important}.ch-edu-calc{position:relative;clear:both;float:none;margin:0;padding:0}.ch-edu-calc .ch-edu-calc-container{position:relative;margin:20px auto;-moz-border-radius:4px;-webkit-border-radius:4px;border-radius:4px}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-header{background:#4bc999 url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/edu-calc-header-bg_Va83c1bd_.png) center;-moz-border-radius:4px 4px 0 0;-webkit-border-radius:4px;border-radius:4px 4px 0 0;padding:20px;color:#fff;text-align:center}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-header .ch-edu-calc-label{margin-bottom:20px;font-weight:bold;font-size:14px}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-header .ch-edu-calc-input input[type="text"]{background:#fff;-moz-border-radius:4px;-webkit-border-radius:4px;border-radius:4px;font-size:18px;font-weight:bold;height:40px;line-height:40px;text-align:center;vertical-align:middle;border:none;color:#373737}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body{padding:30px 45px;border:1px solid #eee;border-top:0px;border-top:0px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/facebook_V63d722a_.gif) no-repeat -9999px -9999px;-moz-border-radius:0 0 4px 4px;-webkit-border-radius:0;border-radius:0 0 4px 4px}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body .ch-edu-calc-box{display:inline-block;float:left;-moz-transition:opacity .2s;-o-transition:opacity .2s;-webkit-transition:opacity .2s;transition:opacity .2s}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body .ch-edu-calc-box .ch-edu-calc-label{font-size:14px;color:#4bc999;font-weight:bold;margin-bottom:20px}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body .ch-edu-calc-box .ch-edu-calc-title{font-size:22px;color:#373737;font-weight:bold;margin-bottom:5px}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body .ch-edu-calc-box .ch-edu-calc-content{font-size:22px;color:#373737}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body .ch-edu-calc-box .ch-edu-calc-content.ch-edu-calc-green{color:#4bc999}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body .ch-edu-calc-box:nth-child(even){float:right;margin-bottom:0}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body:after{clear:both;content:' ';float:none;display:block}@media (max-width: 600px){.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-header{background:#4bc999 url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/edu-calc-header-bg_Va83c1bd_.png) no-repeat left}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body{padding-left:20px;padding-right:20px}.ch-edu-calc .ch-edu-calc-container .ch-edu-calc-body .ch-edu-calc-box{width:100%;float:none;clear:both;margin-bottom:30px}}.ch-edu-calc.loading .ch-edu-calc-box{filter:progid:DXImageTransform.Microsoft.Alpha(Opacity=0);opacity:0}.ch-edu-calc.loading .ch-edu-calc-body{background-position:center}.ch-edu-calc.airline .ch-edu-calc-container .ch-edu-calc-header{background-image:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/edu-calc-header-airlines-bg_Vc594106_.png)}@media (max-width: 600px){.ch-edu-calc.airline .ch-edu-calc-container .ch-edu-calc-header{background-position:bottom right}}#tooltip,#tooltipsmall{display:none;z-index:999;position:absolute;top:300px;left:300px;width:340px;height:auto;min-height:100px;border:1px solid #ffceb3;background-color:#fcfae9}#tooltip.ajax,#tooltipsmall.ajax{background:#fcfae9 url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/tooltip/tooltip-indicator_Vdb6c90e_.gif) no-repeat center}#tooltip-content,#tooltipsmall-content{position:relative;padding:15px;font-family:Arial, Helvetica, sans-serif;font-size:75%;color:#000}#tooltipsmall{border:2px solid #00f;background:#fff}#tooltip-tail{position:absolute;top:-1px;left:-13px;width:13px;height:13px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/tooltip/tooltip-tail_V864ed00_.gif) no-repeat}#tooltipsmall-tail{position:absolute;top:20px;left:-14px;width:14px;height:27px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/tooltip/controls/slider/tooltipsmall-tail_Va47b65b_.gif) no-repeat}#tooltip-content li{margin-top:4px}#tooltip-content.right #tooltip-tail{left:auto;right:-13px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/tooltip/tooltip-tail-right_V3791acb_.gif) no-repeat}#tooltip-content.right #tooltip-close{top:auto;left:auto;right:4px;bottom:4px}#tooltip-content.center #tooltip-tail{position:absolute;left:159px;right:auto;top:-12px;bottom:auto;width:23px;height:12px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/tooltip/tooltip-tail-center_V4fab6b9_.gif) no-repeat}#tooltip-close,#tooltipsmall-close{position:absolute;top:3px;right:4px;display:block;width:42px;height:12px;background:url(//d2e70e9yced57e.cloudfront.net/wallethub/images/edu/tooltip/tooltip-close_V90dde6e_.gif) 0 0 no-repeat;font-size:6px;text-decoration:none}#tooltipsmall-content ul{margin:0 0 0 15px;padding:0}#tooltipsmall-content li{margin-top:6px}#tooltip{padding:15px;font-size:93.33333%}#tooltip-tail{z-index:1000}#content *{-webkit-backface-visibility:initial}.mtg-4col-notopborder{margin-top:-1px}.mtg-4col{width:400px;border-collapse:collapse}.mtg-4col thead th,.mtg-4col tbody td{border:1px solid #000 !important}.mtg-4col .data{text-align:center}.mtg-4col th,.mtg-4col td{padding:3px;text-align:center}.mtg-4col .label{width:150px;text-align:left;background:#fff}.mtg-4col td.red{color:#f00}.mtg-4col-flesh th,.mtg-4col-flesh td{background:#fde9d9}.mtg-4col-aqua th,.mtg-4col-aqua td{background:#daeef3}.mtg-4col-green th,.mtg-4col-green td{background:#ebf1de}.mtg-4col-purple th,.mtg-4col-purple td{background:#e4dfec}.mtg-4col-pink th,.mtg-4col-pink td{background:#f2dcdb}.mtg-cc{border-collapse:collapse}.mtg-cc-notopborder{margin-top:-1px}.mtg-cc td{border:1px solid #000 !important;text-align:center;padding:3px}.mtg-cc .head td{font-weight:bold}.mtg-cc .corner{border-top:none;border-left:none}.mtg-cc .title{height:60px;font-size:15px;font-weight:bold}.mtg-cc .ltv{width:25px;font-size:19px;font-weight:bold}.mtg-cc .col{width:130px}.mtg-cc .right{font-weight:bold;background:#e4dfec}.mtg-cc .title-green{background:#c4d79b}.mtg-cc .title-aqua{background:#b7dee8}.mtg-cc .title-flesh{background:#fcd5b4}.mtg-cc .separator .left{border-left:none}table#dhctbl{margin-top:15px;font-family:Arial, Helvetica, sans-serif}table#dhctbl tr.title td{height:63px;font-size:15px;font-weight:bold;text-align:center;border-bottom:1px solid #fff}table#dhctbl tr.title td.cell1{width:100px;background:#e1e8f1}table#dhctbl tr.title td.cell2{width:160px;background:#f8ad55 url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7982/debt-help-header.gif) repeat-x top}table#dhctbl tr.title td.cell3{width:150px;background:#84bed7 url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7982/debt-help-header.gif) repeat-x 0 -94px}table#dhctbl tr.title td.cell4{width:180px;background:#6286ad url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7982/debt-help-header.gif) repeat-x 0 -188px}table#dhctbl tr.title td.cell5{width:160px;background:#00b0f0 url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7982/debt-help-header.gif) repeat-x 0 -282px}table#dhctbl tr.data td{font-size:12px;vertical-align:top;border-top:1px solid #fff}table#dhctbl tr.data td.cell1{padding:10px 10px 0 10px;font-size:13px;font-weight:bold;color:#036;background:#e0e2e4}table#dhctbl tr.data td.cell2{padding:10px 10px 20px 10px;background:#f9c281}table#dhctbl tr.data td.cell3{padding:10px 10px 20px 10px;background:#a3cee1}table#dhctbl tr.data td.cell4{padding:10px 10px 20px 10px;background:#89a4c1}table#dhctbl tr.data td.cell5{padding:10px 10px 20px 10px;background:#00b0f0}table#dhctbl tr.footer.footer-bold td{font-weight:bold}table#dhctbl tr.footer td{height:31px;font-size:13px;text-align:center;border:1px solid #fff;border-right:none;border-left:none}table#dhctbl tr.footer td a:link,table#dhctbl tr.footer td a:active,table#dhctbl tr.footer td a:visited{color:#00f;text-decoration:none}table#dhctbl tr.footer td a:hover,table#dhctbl tr.footer td a:focus{text-decoration:underline}table#dhctbl tr.footer td.cell1{background:#e1e8f1}table#dhctbl tr.footer td.cell2{background:#f8ad55 url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7982/debt-help-header.gif) repeat-x 0 -63px}table#dhctbl tr.footer td.cell3{background:#8fbed7 url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7982/debt-help-header.gif) repeat-x 0 -157px}table#dhctbl tr.footer td.cell4{background:#6286ad url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7982/debt-help-header.gif) repeat-x 0 -251px}table#dhctbl tr.footer td.cell5{background:#6286ad url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7982/debt-help-header.gif) repeat-x 0 -345px}.wtatbl{border-collapse:separate}.wtatbl thead{color:#fff;background:#e1e8f1;line-height:16px}.wtatbl th.way{font-size:18px;text-transform:uppercase;color:#033d79;text-align:left;padding:10px 10px 5px 15px}.wtatbl th.aggregator{width:115px;background:url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7305/ways-to-apply-cc-header.gif) no-repeat 0 0}.wtatbl th.aggregator a:link,.wtatbl th.aggregator a:active,.wtatbl th.aggregator a:visited{color:#c60;text-decoration:none}.wtatbl th.aggregator a:hover,.wtatbl th.aggregator a:focus{text-decoration:underline}.wtatbl th.bankbranch{width:80px;background:url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7305/ways-to-apply-cc-header.gif) no-repeat -115px 0}.wtatbl th.mailoffer{width:80px;background:url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7305/ways-to-apply-cc-header.gif) no-repeat -195px 0}.wtatbl th.cardcompany{width:100px;background:url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7305/ways-to-apply-cc-header.gif) no-repeat -275px 0}.wtatbl tbody td{border-top:2px solid #fff}.wtatbl tbody td.way{padding:10px 10px 5px 15px;font-size:14px;font-weight:bold;color:#42596f;background:#e0e2e4}.wtatbl tbody td.aggregator{background:#f9c281 url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7304/ways-to-apply-cc-body.gif) repeat-y 0 0}.wtatbl tbody td span.checked{margin:3px auto;display:block;width:33px;height:33px;text-indent:-9999px;overflow:hidden;background:url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7306/ways-to-apply-cc-check.png) no-repeat 50% 0}.wtatbl tbody td.bankbranch{background:#a3cee1 url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7304/ways-to-apply-cc-body.gif) repeat-y -115px 0}.wtatbl tbody td.mailoffer{background:#89a4c1 url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7304/ways-to-apply-cc-body.gif) repeat-y -195px 0}.wtatbl tbody td.cardcompany{background:#c6baaa url(http://d2e70e9yced57e.cloudfront.net/edu/images/posts/7304/ways-to-apply-cc-body.gif) repeat-y -275px 0}
